Investor Education Day 2023
Saturday, October 14, 2023

Investment Strategies Before
and After Retirement

"Should one’s investment strategy change when one’s retired?" -
presented by Gary Ball

This seminar describes different investment strategies and answer the question of a member who asked “Should one’s investment strategy change when one’s retired?" Gary will discuss a strategy for investing for retirement and follow up with a strategy for investing during retirement. He will conclude with a proven retirement model which is practical and easy to implement. It has been used by the author for the past 25 years with virtually no changes.

Gary Ball has been an individual investor for 50 years. He has been affiliated with the BetterInvesting® organization (NAIC) since 1984. He served as President of the Puget Sound Chapter of BetterInvesting® from 1999 until 2002 and as a National Director for BetterInvesting® from 2007 until 2017. Gary has taught BetterInvesting® tools at investment seminars in the northwest for over 35 years and was a seminar presenter every year from 1991 through 2017 at BetterInvesting® national conventions. He has been featured in Smart Money, Consumers Digest and Fortune magazines.

In 1998 he retired as Manager of Investor Relations for Fluke Corporation, an electronics company in Everett, Washington. Prior to that, he held various engineering management positions within the company. He has served on the adjunct faculty at the University of Washington and taught investment classes in the business school. Gary holds a master’s degree in electrical engineering.

“How Tax Planning Changes Through Four Stages of Retirement” -
presented by Christi Powell

In retirement, your tax rates may vary widely over the years based on the timing and order in which you use different sources of money to pay for living expenses. You want to apply the tax code in an organized and efficient way. You will need a retirement tax strategy that will: identify the types of taxes faced at various stages, address how taxes impact Social Security and Medicare, and plan when to tap different accounts so you don’t overpay taxes.

Christi Powell has been a BI member since 2000. Currently the VP of the Oklahoma Chapter, she has been a Chapter Director, Teacher, former Treasurer and Education Chair. She served on the BetterInvesting® Volunteer Advisory Board, helping build the Retirement Track at BINC and was the Assistant Region Manager for the South Central Region. She speaks at BI Chapter and Region events around the country as well as being a presenter for professional organizations and college classes. Christi is an alumna of the University of Oklahoma, with a B.S. in Dental Hygiene. After investing personally for thirty years, Christi’s internship began in 2004 and she became a CERTIFIED FINANCIAL PLANNER™ in 2007. She is the owner of a registered investment advisory firm specializing in retirement and estate planning. Christi also serves on the Board of Directors of Washita Capital, a private equity firm in Dallas. She and her husband, Steve, enjoy traveling, reading and photography. They have 5 grandchildren and live in Edmond, Oklahoma.

Club Portfolio Fresh Look

The third session includes a fresh look at submitted by investment clubs in the Rocky Mountain Chapter.

Investment clubs can submit their club's portfolio for consideration for a fresh look to: [email protected] by September 7, 2023. Portfolios should be submitted in the form of the most recent club Valuation Statement from MyIclub and include information for each lot - the date purchased, purchase price, number of shares held, percentage of portfolio, etc, which are all shown on the Valuation Statement. Submission of the club portfolio assumes permission to share portfolio information during the Investor Education Day presentation.